Our Services

Full service wealth management.

Our services and solutions assist you on your financial journey. No matter what unique financial planning, pension, investment or tax advice you require, we guarantee genuine care and attention to detail.

Speak to us today

Financial Planning & Analysis

Financial Planning & Analysis

Investment Management

Investment Management

Pensions & Retirement Planning

Pensions & Retirement Planning

Estate Planning Solutions

Estate Planning Solutions

Later Life Planning

Later Life Planning

Business Financial Planning

Business Financial Planning

Why choose us?

Financial advisors in Suffolk that get results

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Active clients

£ 0 m+

Funds under influence

0  Years

Experience per adviser

Local

Firm

How can we help you today?

I want to start investing my money

We understand investing your money can be daunting, but we’re here to help every step of the way with our Investment Management services.

I want to start investing my money

I want to start planning for my financial future

As a modern, forward-thinking company, we’re always looking ahead to the future. Let us help you with your financial planning and help you make realistic plans for the future.

I want to start planning for my financial future

I want to improve my current pension plan

Our experience and expertise in strategic financial planning means we can assist you with your pension plan and make sure you’re getting the most out of it. We deal with the entire market in terms of pension structures from the simple to the complicated ensuring we can find a solution that works for you. We are happy to review existing pension provision against alternatives, usually without charge.

I want to improve my current pension plan

I want to reduce inheritance tax

A wide range of solutions exist in terms of estate and inheritance tax planning. Being independent we are able to recommend solutions from the entire market or work with what is available from HMRC in terms of available allowances, including the use of trusts if considered appropriate.

I want to reduce inheritance tax

I want to understand how to tax efficiently draw money from my business

Whilst opportunities to reduce the amount of tax paid on the extraction profits has reduced over the last 20 years there are usually opportunities to reduce tax paid over time. We can help you structure a plan to reduce the tax burden, in conjunction with your accountants and legal advisers if necessary.

I want to understand how to tax efficiently draw money from my business

I am concerned about funding care costs now or in the future

As successive governments have failed to make changes to how care is funded and delivered it remains important to be able to cover costs in advance or in many instances as they arise. From planning how to use existing assets, such as a family home to purchasing immediate or impaired life annuities, as well as understanding the care system, we are able to help.

I am concerned about funding care costs now or in the future

News & Blog posts

Latest news and Insights

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Our work

Latest case studies

Inheritance & Estate Planning

Once Paul & Wendy had settled into retirement their thoughts began to move toward how to ensure their children inherited their estate in a tax efficient manner. The first…

Inheritance & Estate Planning

Retirement Planning

We met Tim in his early fifties, who wanted to retire early but had no concept as to how this might happen. We completed an initial, in depth analysis of…

Retirement Planning
View all case studies

Contact Us

Get in touch with us today to discuss your financial requirements and arrange a free introductory consultation with one of our experts.

01473 559 222

info@www.citrusgroup.co.uk

What our customers say

“How do you explain and justify Trust. You are recommended to somebody and your experience of them is a good one. Somebody who is clearly knowledgeable, accommodating, friendly and very helpful. Over the years that has been our experience of Steve and Citrus. In turn we recommend them and this is reinforced by the feedback endorsing our recommendation!”

Anonymous

“I first went to Steven at Citrus approx.15 years ago. At the time I had pensions and a number of investments in various places. We discussed what my requirements were going forward and he set about getting everything into order. At first I was somewhat sceptical because I had been given poor financial advise in the past. However over the course of time, I have found Steven and his team to be very helpful and most importantly they are receptive and reactive to any concerns I’ve had. Over the years we have had yearly meetings, sometimes more, and I’ve found Steven to be honest, thorough and consistent. I would happily recommend Citrus to friends and family alike.”

Brian Adams

“My wife and I have been clients of Citrus Wealth Management for the past 10 years. Steven Hutchinson has managed our pensions in the form of SIPPs and ISAs in a cautious way in order to maintain their capital value. Returns have maintained stable over this period, even during significantly difficult periods such as BREXIT, COVID, war and inflation. This is exactly what we wanted. We have maintained an excellent business relationship. Steven responds to questions immediately. If we are unhappy about the direction certain investments are taking, we can discuss the issues concerned, argue points at length, and, if we remain uncertain about the situation, he will execute our requests. Steven keeps a keen eye on the cost and quality of the platforms he uses. He is always ready to switch platforms to the clients’ advantage, which means he maintains overall costs at a very competitive level. We feel our investments are in safe hands and hope to continue using Citrus Wealth Management for many years to come.”

Neil & Ruth

“Our family have been clients of Citrus for many years. Friendly and approachable, Citrus offers comprehensive financial planning with attention to detail and an eye to the future. Their personalised and professional approach precipitates confidence. Highly recommend!”

Emma-Kate Thompson

“We have been clients of Citrus for 12 years or more and have stayed with them because along with clear and prompt communications they make no overstated claims to the service they offer . The way our savings are managed by them is realistic, thoroughly researched and pragmatic. The fees are fare. Steven and Sarah do a great job and long may they continue.”

Mark & Sally

Citrus Wealth Management

Independent financial advisors Suffolk

Citrus Wealth Management provides full service wealth management and financial planning.

From Investment Management to Business Financial Planning, Pensions and Retirement Planning to Estate Planning Solutions, every service is tailored to your individual needs. After taking the time to fully understand your requirements and building a strong affinity, you will receive fully independent financial advice from our experts.

Tailored to what’s most important to you, our financial plans always have your best interests at heart. Whether you’re looking to grow your wealth, protect your business, or preserve your life savings, the Citrus team are by your side. Leaning on years of experience, we’ve encountered numerous financial situations and are confident we can help you. If you’re looking for financial advisors in Suffolk, we hope to be your first call and to work together towards a better future.

Find out more about us

Citrus Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority (FCA). You can confirm this by visiting the FCA website www.fca.org.uk/register. The firm’s reference number is 429045.
Registered in England and Wales company number 05362909.

The value of investments and any income from them can fall and you may get back less than you invested.