INHERITANCE TAX PLANNING ADVICE

Estate Planning Services

At Citrus Wealth Management, our estate planning services involve creating a financial plan for you that ensures you remain financially secure, including unknown future care costs, whilst identifying opportunities to reduce the amount of Inheritance Tax payable.

HMRC applies tax to someone’s estate when they pass away which includes assets such as property, savings, investments (including let property) and possessions. Inheritance Tax is not payable on the first £325,000 of an individual’s estate; after this, the estate is generally taxed at a standard rate of 40%. The main residence allowance of up to £175,000 per person is also something to look out for when property is passed down to a direct descendant. Please read our guide to Inheritance Tax in the financial planning resources section below to understand more about what can be a complex area of planning.

Our independent estate planning consultants take the time to assess your circumstances and use our expertise and forward-thinking approach to create a strategy that works for you. From experience this is an area of planning that evolves over time through a close relationship with a competent adviser, often with small steps being taken as clients age. 

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DOCUMENTS, MAGAZINES & RESOURCES

Estate Planning Resources

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Inheritance & Estate Planning

Once Paul & Wendy had settled into retirement their thoughts began to move toward how to ensure their children inherited their estate in a tax efficient manner. The first…

Inheritance & Estate Planning
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Contact Us

Get in touch with us today to discuss your financial requirements and arrange a free introductory consultation with one of our experts.

01473 559 222

info@www.citrusgroup.co.uk

What our customers say

“How do you explain and justify Trust. You are recommended to somebody and your experience of them is a good one. Somebody who is clearly knowledgeable, accommodating, friendly and very helpful. Over the years that has been our experience of Steve and Citrus. In turn we recommend them and this is reinforced by the feedback endorsing our recommendation!”

Anonymous

“I first went to Steven at Citrus approx.15 years ago. At the time I had pensions and a number of investments in various places. We discussed what my requirements were going forward and he set about getting everything into order. At first I was somewhat sceptical because I had been given poor financial advise in the past. However over the course of time, I have found Steven and his team to be very helpful and most importantly they are receptive and reactive to any concerns I’ve had. Over the years we have had yearly meetings, sometimes more, and I’ve found Steven to be honest, thorough and consistent. I would happily recommend Citrus to friends and family alike.”

Brian Adams

“My wife and I have been clients of Citrus Wealth Management for the past 10 years. Steven Hutchinson has managed our pensions in the form of SIPPs and ISAs in a cautious way in order to maintain their capital value. Returns have maintained stable over this period, even during significantly difficult periods such as BREXIT, COVID, war and inflation. This is exactly what we wanted. We have maintained an excellent business relationship. Steven responds to questions immediately. If we are unhappy about the direction certain investments are taking, we can discuss the issues concerned, argue points at length, and, if we remain uncertain about the situation, he will execute our requests. Steven keeps a keen eye on the cost and quality of the platforms he uses. He is always ready to switch platforms to the clients’ advantage, which means he maintains overall costs at a very competitive level. We feel our investments are in safe hands and hope to continue using Citrus Wealth Management for many years to come.”

Neil & Ruth

“Our family have been clients of Citrus for many years. Friendly and approachable, Citrus offers comprehensive financial planning with attention to detail and an eye to the future. Their personalised and professional approach precipitates confidence. Highly recommend!”

Emma-Kate Thompson

“We have been clients of Citrus for 12 years or more and have stayed with them because along with clear and prompt communications they make no overstated claims to the service they offer . The way our savings are managed by them is realistic, thoroughly researched and pragmatic. The fees are fare. Steven and Sarah do a great job and long may they continue.”

Mark & Sally

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